Phoenix Short Sales

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There are many ways to lose your Phoenix home, but signing away your Phoenix home to foreclosure is one the most demeaning. There are now alternatives to bankruptcy and foreclosure in the form of short sales.

They may damage credit although not as much as a bankruptcy or foreclosure.

To begin a short sale of your home in Phoenix, you must meet the above mentioned parameters. There are several steps you can take if you are interested. First verify the value of the Phoenix property through a real estate broker. Then add up all the costs of selling the property. To file for a short sale you must determine the amount owed against the property and then subtract the estimated proceeds of the sale. Once you are approved by the lender you can take your offer to your real estate agent in and sell the property. Short sales in are common, and most lenders will seriously consider selling your Phoenix property if you fall behind for a specific period of time in your mortgage payments.